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Corporate finance for middle-market companies & high-net-worth families

We work on restructuring, capital raising, mergers & acquisitions, succession, divestitures, roll-ups, & partnership buyouts.

 

When a situation needs financing, LUXMAC, Covino & Company, Inc. has made and arranged loans in private credit since 1980.

Business Meeting Discussion

Who we work with

Business owners

Principals of closely held corporations and middle-market businesses with annual sales of $10 million to $150 million, facing a restructuring, a sale, a capital raise, a succession, a roll-up or a partnership buyout.

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High-net-worth families

Individuals, families and family offices who need help with the financing and capital structure behind their holdings, divestitures and acquisitions.

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Referring professionals

Private credit lenders, banks, attorneys and accountants whose clients need restructuring, transaction or financing support.

What we do

Covino Family Office Services, Inc.

Consulting

  • Financial restructuring and distressed debt workouts

  • Capital raising, mergers and acquisitions, asset divestiture

  • Succession planning

  • Divestitures, acquisitions, roll-ups and partnership buyouts

  • Dispute resolution and litigation support

  • Business and asset valuation reviews and analysis

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LUXMAC, Covino & Company, Inc.

Financing

  • Jumbo and super jumbo first and second mortgages on investment properties

  • Single-family, multifamily and commercial properties

  • Asset-based, project and bridge financing

  • Loans made directly or arranged with other lenders

Business Handshake
Stack Of Books

How a first conversation works

Call or send a short note

Tell us the situation in a few sentences. No documents are needed at this stage.

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Introductory discussion

We talk through what is happening and what you want to achieve. The discussion is without obligation.

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You decide on next steps

If there's a fit, we talk about next steps, offering indicative pricing and structure. You decide whether to go further.

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Request an introductory call

Contact Form

Bring us in on a client matter

When a client faces a restructuring, a sale, a dispute or a financing gap, call to talk it through. We work alongside the client's existing attorneys and accountants.

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“You could do a lot worse than speaking to us about your transactional needs.”

— Michael Covino

Corporate Workout
Large Equipment Financing
Restaurant Workout
Construction Company Restructure

Talk through your situation

An introductory discussion is available without obligation.

About the firms

Covino Family Office Services, Inc. works with investors, offering consulting and corporate finance, restructuring, capital raising, related matters, and investments, established in 2007.

LUXMAC, Covino & Company, Inc. is a marketing company and lender established in 1980.

©  2026 Covino Family Office Services, Inc. and LUXMAC, Covino & Company, Inc. All rights reserved. Privacy policy

© 2026 Covino Family Office Services, Inc. and LUXMAC, Covino & Company, Inc. All rights reserved.

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